We know a few specialized lenders who can help you if you are currently in a debt agreement. This is not an additional tax to be paid by you. As it works, we will keep a portion of what you pay for the duration of your contract. No no. It is your creditors who decide whether to accept or reject your proposal. However, as a debtor, it is your responsibility to have fully and completely disclosed your financial situation to your creditors; Make your best offer and commit to meeting the terms of the proposal. A Part 9 debt agreement can be the first step in rebuilding your financial life. Understanding and respecting the terms of the agreement are essential. If you are unsure of your impact, please give us a call. If you do not reser, your creditors will continue to collect their debts.